Financial & Insurance

We are committed to provide the highest quality of care to the most children at affordable prices. We make every effort to provide you with a treatment plan that fits your budget and timetable. This means that we are constantly working with insurance companies and the following list of accepted insurances may have changed. Please feel free to call our office and ask if your insurance is currently accepted if not listed below.

Financing For Treatment Available Through CareCredit

Bright Smiles Kids Dentistry offers financing through CareCredit, enabling you to pay for out-of-pocket dental expenses for your child’s dental care. Once you have been approved for CareCredit, you can use it to cover dental treatment costs not covered by insurance. CareCredit extends special financing options that you may not always be able to get using your credit card.

CareCredit makes it easy for you to afford any of the dental treatments you or your family need with no interest financing and low, affordable monthly payment plans. Additionally, CareCredit financing is availabile no matter which Bright Smiles location your child is treated at.

To login and see if you qualify, or if you are a current CareCredit user looking to pay your bill, click here.

Insurance Participants (In-network)

  • Aetna PPO
  • Aetna DMO (Under age 7)
  • Amerihealth of PA
  • Ameriplan
  • Ameritas
  • Assurant
  • CareFirst
  • Cigna PPO
  • Cigna HMO
  • Delta Dental
  • DeCare Dental
  • Dentemax
  • DHA
  • Dominion
  • GEHA
  • Guardian
  • Health & Welfare
  • Horizon
  • Humana
  • Independence BCBS (KHPE)
  • Lincoln Financial
  • Local UFCW 1776
  • MetLife
  • Principal
  • Signature
  • Teamsters
  • Tricare
  • United Concordia
  • United Concordia¬†CHIP
  • United Healthcare
  • United Healthcare chip

We do our best to give you an estimated co-payment amount prior to your appointment based on information received over the phone from an insurance representative. This information is not a guarantee of payment or approval from the insurance company. Your estimated amount is due at the time of service. We will complete and submit the forms to all insurance companies for benefits. Once insurance processes, if there is a remaining amount due, a statement will be sent to you. Dental insurance is a benefit to help assist you with the cost.  All charges you incur for your dental care are your responsibility regardless of insurance coverage. As your dental provider, our relationship is with you and not the insurance company.

Statements for Owed Balances

Once you receive a statement, please submit the balance as soon as possible. We realize sometimes extreme cases arise that may affect timely payment and if necessary, please contact us directly for assistance in handling this matter or with questions related to billing. Every attempt will be made to accommodate your financial needs.

Our practice accepts most major credit cards. Again, please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.